It's that time of year when we need to renew Stormy's Life/Major Medical Insurance. If you are a horse owner the best piece of advice given to me and shared with you, is that, if you cannot afford to replace your horse tommorrow - buy insurance.
Rachel's previous coach gave us that advice when we purchased Stormy. Her comment was, if he broke his leg tommorrow and you had to replace him would you have the funds to do so?? NOT!! that purchase tapped out our resources! Not much different than a human policy, it renews each year and you have the option of increasing the value (or decreasing) based on the level of training your horse has attained. In 5yrs we've increased the value of the policy twice.
It's expensive, but, in the world of horses what isn't ? I'll gladly pay the price for some piece of mind.
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